Townhome & HOA

Expert claim management for Minnesota HOAs and townhome associations. We handle complex multi-unit and multi-building claims while you focus on rebuilding your community.

Review my claim

Review my claim

Townhome & HOA

Expert claim management for Minnesota HOAs and townhome associations. We handle complex multi-unit and multi-building claims while you focus on rebuilding your community.

Review my claim

Review my claim

Property damage from fire, water, or storms in townhome and HOA communities creates unique challenges. With multiple stakeholders, shared spaces, and individual units affected, you need an advocate who understands the complexities of association claims, and keeps residents' data secure.

We understand HOA-specific challenges

  • Balancing individual and community needs

  • Managing board member responsibilities

  • Coordinating with property management

  • Navigating complex insurance policies

  • Maintaining clear communication with all stakeholders

Our team handles the entire claim process, providing:

  • Comprehensive damage documentation

  • Clear communication strategies for residents

  • Coordination between contractors and insurance

  • Expert policy interpretation

  • Regular updates to board members

  • Strategic claim management plans

We work alongside your:

  • Board members

  • Property management team

  • Maintenance staff

  • Restoration contractors

  • Insurance carriers

  • Legal advisors

Let us handle your claim complexities. We've handled hundreds of property claims in Minnesota. Fill out our claim review form for a complimentary consultation.

Review my claim

Review my claim

Frequently Asked Questions

We know you have questions. We've got answers!

We’ve gathered all the important info right here. Explore our FAQs and find the answers you need.

What is a public adjuster?

A public insurance adjuster works directly for policyholders like you in property damage claims, helping document damages, interpret policies, and affect settlements with insurance companies. Public adjusters are licensed to adjust claims for policyholder, and do not adjust claims for insurance companies.

How much does it cost to hire a public adjuster?

In Minnesota, we charge a percentage of the claim settlement for claims adjusting services, based on the total Replacement Cost Value of the claim.

Do you offer claims adjusting or appraisal services?

We offer claims adjusting services, which allows us to be of service for every part of your claim, and almost any claim issue. Apprasial is an alternative dispute resolution method (ADR) that is limited and binding. Based on our licensing and expertise, we do not currently offer appraisal services, so that we can provide total claim management for every client.

When should I contact a public adjuster?

You don't have to work with a public adjuster, yet considering that property policies have deadlines, and other issues, it's a good idea to have at least one to contact if you run into issues, or at the beginning of a claim. Contact us as soon as possible after property damage occurs, ideally before filing a claim or accepting any settlement offers. An issue we see often, is policyholders "waiting to see what happens" after they encounter claim issues like denials or delays, which unfortunately can lead to missing key policy and claim deadlines. This can lead to total claim denials, so a complimentary, no obligation claim review can be a good idea to get clarity.

Do I need a public adjuster if my insurance company provided one?

Insurance company adjusters work for the insurer. A public adjuster works exclusively for you, ensuring your interests are protected.

What types of losses do you handle?

We handle all types of property damage claims, including fire, water, storm damage, and complex commercial claims for HOAs and businesses.

How long do claims take to settle?

Each claim is unique. It could take 6 days, 3 months, or years for some clients with large or complex losses. We generally recommend getting us involved sooner, rather than later. In our experience, the longer you wait to address claim issues, often the more expensive and longer it takes to slove them, if left unaddressed. We have no interest for a claim to take longer than needed to settle.

What is a public adjuster?

A public insurance adjuster works directly for policyholders like you in property damage claims, helping document damages, interpret policies, and affect settlements with insurance companies. Public adjusters are licensed to adjust claims for policyholder, and do not adjust claims for insurance companies.

How much does it cost to hire a public adjuster?

In Minnesota, we charge a percentage of the claim settlement for claims adjusting services, based on the total Replacement Cost Value of the claim.

Do you offer claims adjusting or appraisal services?

We offer claims adjusting services, which allows us to be of service for every part of your claim, and almost any claim issue. Apprasial is an alternative dispute resolution method (ADR) that is limited and binding. Based on our licensing and expertise, we do not currently offer appraisal services, so that we can provide total claim management for every client.

When should I contact a public adjuster?

You don't have to work with a public adjuster, yet considering that property policies have deadlines, and other issues, it's a good idea to have at least one to contact if you run into issues, or at the beginning of a claim. Contact us as soon as possible after property damage occurs, ideally before filing a claim or accepting any settlement offers. An issue we see often, is policyholders "waiting to see what happens" after they encounter claim issues like denials or delays, which unfortunately can lead to missing key policy and claim deadlines. This can lead to total claim denials, so a complimentary, no obligation claim review can be a good idea to get clarity.

Do I need a public adjuster if my insurance company provided one?

Insurance company adjusters work for the insurer. A public adjuster works exclusively for you, ensuring your interests are protected.

What types of losses do you handle?

We handle all types of property damage claims, including fire, water, storm damage, and complex commercial claims for HOAs and businesses.

How long do claims take to settle?

Each claim is unique. It could take 6 days, 3 months, or years for some clients with large or complex losses. We generally recommend getting us involved sooner, rather than later. In our experience, the longer you wait to address claim issues, often the more expensive and longer it takes to slove them, if left unaddressed. We have no interest for a claim to take longer than needed to settle.

Get claim help

Get claim help

Who We Serve

Property claims we assist with

Who We Serve

Property claims we assist with

Commercial Property

Residential Property

Storm Damage

Fire Losses and Claims

Water Losses and Claims

Get a second (or first) opinion

Property claims have deadlines for reporting, filing, and settling claims. Request a complimentary claim review today, and get your questions answered to see if we can help.

Review my claim

Review my claim

Get a second (or first) opinion

Property claims have deadlines for reporting, filing, and settling claims. Request a complimentary claim review today, and get your questions answered to see if we can help.

Review my claim

Review my claim

Get a second (or first) opinion

Property claims have deadlines for reporting, filing, and settling claims. Request a complimentary claim review today, and get your questions answered to see if we can help.

Review my claim

Review my claim