Claim Review
You’re on the way to claim clarity
Submit your documents for a complimentary review by our experienced public adjusters. We'll evaluate your coverage and claim potential.
Claim Review
You’re on the way to claim clarity
Submit your documents for a complimentary review by our experienced public adjusters. We'll evaluate your coverage and claim potential.
How to submit a claim for review
Required Documents
Insurance Policy Declarations Page
Must be the policy that was in effect on the date when damage occurred (every policy renewal is a new policy, and a new policy period, which can have different coverage). Without this document, your claim review will be delayed Full policy document is helpful but not required
Insurance Policy Declarations Page
Must be the policy that was in effect on the date when damage occurred (every policy renewal is a new policy, and a new policy period, which can have different coverage). Without this document, your claim review will be delayed Full policy document is helpful but not required
Insurance Policy Declarations Page
Must be the policy that was in effect on the date when damage occurred (every policy renewal is a new policy, and a new policy period, which can have different coverage). Without this document, your claim review will be delayed Full policy document is helpful but not required
What is a Declarations Page?
A Declarations Page (often called a "Dec Page") is a summary document from your insurance company that shows your key policy information, including: ◆ Property address ◆ Coverage amounts ◆ Policy number ◆ Policy period (start and end dates) ◆ Named insured ◆ Premium amount ◆ Deductibles ◆ Type of coverage Think of it like a snapshot of your insurance policy's most important details on 1-2 pages. You can usually find this at the beginning of your policy documents or your insurance company can provide a copy.
What is a Declarations Page?
A Declarations Page (often called a "Dec Page") is a summary document from your insurance company that shows your key policy information, including: ◆ Property address ◆ Coverage amounts ◆ Policy number ◆ Policy period (start and end dates) ◆ Named insured ◆ Premium amount ◆ Deductibles ◆ Type of coverage Think of it like a snapshot of your insurance policy's most important details on 1-2 pages. You can usually find this at the beginning of your policy documents or your insurance company can provide a copy.
What is a Declarations Page?
A Declarations Page (often called a "Dec Page") is a summary document from your insurance company that shows your key policy information, including: ◆ Property address ◆ Coverage amounts ◆ Policy number ◆ Policy period (start and end dates) ◆ Named insured ◆ Premium amount ◆ Deductibles ◆ Type of coverage Think of it like a snapshot of your insurance policy's most important details on 1-2 pages. You can usually find this at the beginning of your policy documents or your insurance company can provide a copy.
Additional Documentation (if Available)
Insurance Company Documents
◆ Damage estimates ◆ Inspection reports ◆ Correspondence (emails and letters) ◆ Any claim paperwork or forms
Insurance Company Documents
◆ Damage estimates ◆ Inspection reports ◆ Correspondence (emails and letters) ◆ Any claim paperwork or forms
Insurance Company Documents
◆ Damage estimates ◆ Inspection reports ◆ Correspondence (emails and letters) ◆ Any claim paperwork or forms
Contractor Documents
◆ Cost estimates ◆ Material quotes ◆ Damage reports ◆ Photos of property damage ◆ Property elevation pictures
Contractor Documents
◆ Cost estimates ◆ Material quotes ◆ Damage reports ◆ Photos of property damage ◆ Property elevation pictures
Contractor Documents
◆ Cost estimates ◆ Material quotes ◆ Damage reports ◆ Photos of property damage ◆ Property elevation pictures
For contents (damaged personal and/or business belongings)
◆ Photos of damaged items ◆ Original purchase receipts ◆ Replacement cost estimates ◆ Model/serial numbers when available ◆ Detailed inventory list of damaged items
For contents (damaged personal and/or business belongings)
◆ Photos of damaged items ◆ Original purchase receipts ◆ Replacement cost estimates ◆ Model/serial numbers when available ◆ Detailed inventory list of damaged items
For contents (damaged personal and/or business belongings)
◆ Photos of damaged items ◆ Original purchase receipts ◆ Replacement cost estimates ◆ Model/serial numbers when available ◆ Detailed inventory list of damaged items
Frequently Asked Questions
We know you have questions. We’ve got answers.
We’ve gathered all the important info right here. Explore our FAQs and find the answers you need.
Frequently Asked Questions
We know you have questions. We’ve got answers.
We’ve gathered all the important info right here. Explore our FAQs and find the answers you need.
Frequently Asked Questions
We know you have questions. We’ve got answers.
We’ve gathered all the important info right here. Explore our FAQs and find the answers you need.
What is a public adjuster?
A public insurance adjuster works directly for policyholders like you in property damage claims, helping document damages, interpret policies, and affect settlements with insurance companies. Public adjusters are licensed to adjust claims for policyholder, and do not adjust claims for insurance companies.
How much does it cost to hire a public adjuster?
In Minnesota, we charge a percentage of the claim settlement for claims adjusting services, based on the total Replacement Cost Value of the claim.
Do you offer claims adjusting or appraisal services?
We offer claims adjusting services, which allows us to be of service for every part of your claim, and almost any claim issue. Apprasial is an alternative dispute resolution method (ADR) that is limited and binding. Based on our licensing and expertise, we do not currently offer appraisal services, so that we can provide total claim management for every client.
When should I contact a public adjuster?
You don't have to work with a public adjuster, yet considering that property policies have deadlines, and other issues, it's a good idea to have at least one to contact if you run into issues, or at the beginning of a claim. Contact us as soon as possible after property damage occurs, ideally before filing a claim or accepting any settlement offers. An issue we see often, is policyholders "waiting to see what happens" after they encounter claim issues like denials or delays, which unfortunately can lead to missing key policy and claim deadlines. This can lead to total claim denials, so a complimentary, no obligation claim review can be a good idea to get clarity.
Do I need a public adjuster if my insurance company provided one?
Insurance company adjusters work for the insurer. A public adjuster works exclusively for you, ensuring your interests are protected.
What types of losses do you handle?
We handle all types of property damage claims, including fire, water, storm damage, and complex commercial claims for HOAs and businesses.
How long do claims take to settle?
Each claim is unique. It could take 6 days, 3 months, or years for some clients with large or complex losses. We generally recommend getting us involved sooner, rather than later. In our experience, the longer you wait to address claim issues, often the more expensive and longer it takes to slove them, if left unaddressed. We have no interest for a claim to take longer than needed to settle.
What is a public adjuster?
A public insurance adjuster works directly for policyholders like you in property damage claims, helping document damages, interpret policies, and affect settlements with insurance companies. Public adjusters are licensed to adjust claims for policyholder, and do not adjust claims for insurance companies.
How much does it cost to hire a public adjuster?
In Minnesota, we charge a percentage of the claim settlement for claims adjusting services, based on the total Replacement Cost Value of the claim.
Do you offer claims adjusting or appraisal services?
We offer claims adjusting services, which allows us to be of service for every part of your claim, and almost any claim issue. Apprasial is an alternative dispute resolution method (ADR) that is limited and binding. Based on our licensing and expertise, we do not currently offer appraisal services, so that we can provide total claim management for every client.
When should I contact a public adjuster?
You don't have to work with a public adjuster, yet considering that property policies have deadlines, and other issues, it's a good idea to have at least one to contact if you run into issues, or at the beginning of a claim. Contact us as soon as possible after property damage occurs, ideally before filing a claim or accepting any settlement offers. An issue we see often, is policyholders "waiting to see what happens" after they encounter claim issues like denials or delays, which unfortunately can lead to missing key policy and claim deadlines. This can lead to total claim denials, so a complimentary, no obligation claim review can be a good idea to get clarity.
Do I need a public adjuster if my insurance company provided one?
Insurance company adjusters work for the insurer. A public adjuster works exclusively for you, ensuring your interests are protected.
What types of losses do you handle?
We handle all types of property damage claims, including fire, water, storm damage, and complex commercial claims for HOAs and businesses.
How long do claims take to settle?
Each claim is unique. It could take 6 days, 3 months, or years for some clients with large or complex losses. We generally recommend getting us involved sooner, rather than later. In our experience, the longer you wait to address claim issues, often the more expensive and longer it takes to slove them, if left unaddressed. We have no interest for a claim to take longer than needed to settle.
What is a public adjuster?
A public insurance adjuster works directly for policyholders like you in property damage claims, helping document damages, interpret policies, and affect settlements with insurance companies. Public adjusters are licensed to adjust claims for policyholder, and do not adjust claims for insurance companies.
How much does it cost to hire a public adjuster?
In Minnesota, we charge a percentage of the claim settlement for claims adjusting services, based on the total Replacement Cost Value of the claim.
Do you offer claims adjusting or appraisal services?
We offer claims adjusting services, which allows us to be of service for every part of your claim, and almost any claim issue. Apprasial is an alternative dispute resolution method (ADR) that is limited and binding. Based on our licensing and expertise, we do not currently offer appraisal services, so that we can provide total claim management for every client.
When should I contact a public adjuster?
You don't have to work with a public adjuster, yet considering that property policies have deadlines, and other issues, it's a good idea to have at least one to contact if you run into issues, or at the beginning of a claim. Contact us as soon as possible after property damage occurs, ideally before filing a claim or accepting any settlement offers. An issue we see often, is policyholders "waiting to see what happens" after they encounter claim issues like denials or delays, which unfortunately can lead to missing key policy and claim deadlines. This can lead to total claim denials, so a complimentary, no obligation claim review can be a good idea to get clarity.
Do I need a public adjuster if my insurance company provided one?
Insurance company adjusters work for the insurer. A public adjuster works exclusively for you, ensuring your interests are protected.
What types of losses do you handle?
We handle all types of property damage claims, including fire, water, storm damage, and complex commercial claims for HOAs and businesses.
How long do claims take to settle?
Each claim is unique. It could take 6 days, 3 months, or years for some clients with large or complex losses. We generally recommend getting us involved sooner, rather than later. In our experience, the longer you wait to address claim issues, often the more expensive and longer it takes to slove them, if left unaddressed. We have no interest for a claim to take longer than needed to settle.
Get a second (or first) opinion
Property claims have deadlines for reporting, filing, and settling claims. Request a complimentary claim review today, and get your questions answered to see if we can help.
Get a second (or first) opinion
Property claims have deadlines for reporting, filing, and settling claims. Request a complimentary claim review today, and get your questions answered to see if we can help.
Get a second (or first) opinion
Property claims have deadlines for reporting, filing, and settling claims. Request a complimentary claim review today, and get your questions answered to see if we can help.